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Friday, January 9, 2015


Do You Really Need a Home Warranty??

 
 
 
You may not know what a #Home Warranty is or what it does, so I'll try to give you the high points.
It is NOT like a homeowners insurance policy that covers for fire, theft, water-damage or hail damage etc....
 
A home warranty offers protection against the cost (some times high cost) of repair or replacement of the high end major components in the home--- air condition/heating, water heater, garbage disposal, stove-oven, etc.  And of course you can buy extra coverage for your refrig, or washer and dryer etc


With an upfront purchase of the plan and a service fee most feel they come out ahead, especially when a month into their new home the water heater isn’t heating, or their AC isn’t cold.

 
 Usually when buying a home the #REALTOR® will advise to get a home warranty-- although they can be put on existing homes.  When buying a home the home inspector will tell you what is good and bad about the house, but even then things can stop working a week after you’ve signed the papers, through no-ones fault.

 
There are several, several different companies to choose from. You can Google them then Go to their websites and read the reviews.  Find out which companies have to best coverage for wear and tear on your appliances and plumbing

 
It’s like having an insurance plan for your home’s comfort items--- granted we all hate to pay, but it’s sooo nice to have when something isn’t working!!

 
I could tell you about the time my seller had done thousands of dollars of upgrades on his house,-everything looked great and  had pasted with the inspection with everything in good working order; yet two weeks after close of escrow the AC quit, -just quit!  The buyer was extremely happy that he didn’t have to come up with another $5,000 for a new one!  All for the price of, at the time a $350 home warranty. 

Well, that’s all I have for today.

Have a good week,

Joanne

 
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